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BuyingExpert answer · 1 min read

How do I check how many massage therapists at a clinic work as contractors versus staff?

Ask for a list of every therapist with how each is paid, what agreement they have and who sets their hours and tools. The label matters less than how the work is actually done, and a mismatch can become the buyer’s problem.

Ask the owner for a simple roster. For each therapist, note whether they are paid wages or invoice the clinic, whether they keep a share of fees, and whether a written agreement exists. Ask to see the agreements.

Then compare the label with reality. Who sets the schedule? Who provides the table, oils and linens? Can the therapist take clients elsewhere? Does the clinic direct how treatments are done? A therapist treated like staff but labelled a contractor is a warning sign.

Ask whether anyone has questioned the arrangement, and whether the clinic has ever had a dispute about it. Your accountant and employment lawyer can explain what such a mismatch can cost and who is exposed after a sale. Think about the future too. If key therapists are contractors, they may be free to leave with their clients. Ask whether any have non-compete or client terms, and whether they are willing to stay. The roster tells you how stable the clinic’s team really is. Ask who handles the clinic’s insurance and what it covers, since a therapist’s coverage may depend on how they are engaged. Request proof of current coverage for each, and ask your lawyer how that should be handled in the sale agreement.

Key takeaways

  • Get a roster showing each therapist’s pay method and agreement.
  • Compare labels with who actually sets hours and supplies tools.
  • Ask a lawyer and accountant about exposure before you commit.

Sources

This answer is checked against primary sources. Links were last confirmed on the dates shown.

  1. 01
    Business Development Bank of CanadaGovernment
    How to conduct due diligence when buying a business
    bdc.ca·Checked Oct 21, 2026
  2. 02
    Business Development Bank of CanadaGovernment
    What are the steps to buying a business?
    bdc.ca·Checked Oct 21, 2026
  3. 03
    Business Development Bank of CanadaGovernment
    After buying a business, what is the next step?
    bdc.ca·Checked Oct 21, 2026

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