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Due diligenceExpert answer · 1 min read

How do I review a garden centre’s guarantee and plant return policy claims?

Read the policy as customers see it, then ask for records of every guarantee claim, refund and replacement from recent seasons. Check what it cost and who approved it. A generous promise is a commitment you take on, so confirm that you would keep, change or end it.

Collect every version of the policy: the sign, the receipt wording, the website and anything staff say aloud. If they differ, customers can hold the business to the most generous one. Ask the seller which version is actually followed.

Next, ask for claim records. How many plants came back, which products, and how were they resolved: cash, credit, replacement? Look for patterns by supplier or plant type, because they show where the real cost sits. If claims are handled without paperwork, ask staff how it works. Find out whether the supplier shares the cost of failed plants. A policy that the grower backs is different from one the garden centre pays for entirely. Consider customer expectations too. Loyal customers may rely on the guarantee, and changing it quickly after a sale may upset them. Decide in advance whether you will keep the policy for a period of time. Ask your lawyer how outstanding promises are treated, and ask your accountant how to value any open liability. The records will let you plan for what you inherit. Ask whether staff are allowed to make exceptions at the till, and who decides, since informal goodwill gestures can add up without showing in any report.

Key takeaways

  • Compare every version of the policy customers can see.
  • Look for claims patterns by supplier and plant type.
  • Decide before closing whether you will honour the existing guarantee.

Sources

This answer is checked against primary sources. Links were last confirmed on the dates shown.

  1. 01
    Business Development Bank of CanadaGovernment
    How to conduct due diligence when buying a business
    bdc.ca·Checked Oct 21, 2026
  2. 02
    Business Development Bank of CanadaGovernment
    What is inventory
    bdc.ca·Checked Oct 24, 2026

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